You can also add different tags like #holiday to connect those expenses which might not have ended up in the same category. It automatically categorizes your expenses, and shows where you spend most. Yolt let’s you connect all of your accounts, analyzes your data and gives you deep insights. While Emma makes budgeting easily digestible, Yolt gives you deep insights and smart charts to know at a glance how you earn and spend. Over half a million people can’t be wrong! Yolt clearly comes out on top as a handy budgeting tool. Emma allows you to set budgets based around your payday, as opposed to on a month to month basis like many rival apps do, making it perfect for an irregular income. Don’t receive income on a set monthly basis? No worries. This feature works great if income dips up and down, or comes in at various intervals. It suggests when these limits should be increased or decreased based on an analysis of your income and spending over time. Emma allows you to set limits on spending for every possible category, be it transport, groceries or entertainment. However, where Emma truly gets clever is its flexibility. Your daily spending is automatically tracked and sorted into categories. To achieve this simplicity, Emma presents your budgets and spending in a social media style ‘feed’. EmmaĮmma aims to make budgeting a friendly, enjoyable and accessible process. These applications do not require you to set up any new current accounts and instead, work with the accounts that you already have. Let’s start with three applications that help you to budget an irregular income. Best budget apps for irregular income with an existing current account
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